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Pension Blogs

Collection by Pension Solutions Canada • Last updated 7 weeks ago

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Pension Solutions Canada
Congratulations! You’re nearing retirement and looking for ways to get ready. If you’re like most people, you’ve probably been thinking about the fun stuff for a while. You know how much you’d like to travel. You might even have a pretty good idea of where you want to live. Now comes the hard part: figuring [...] Umbrella Photography, Focus Photography, Photography Ideas, Hd Photos, Nature Photos, Retirement Pension, Preparing For Retirement, Cocktail Umbrellas, Best Tiny House

8 Smart Ways To Downsize Expenses Before Retirement

Congratulations! You’re nearing retirement and looking for ways to get ready. If you’re like most people, you’ve probably been thinking about the fun stuff for a while. You know how much you’d like to travel. You might even have a pretty good idea of where you want to live. Now comes the hard part: figuring [...]

Retiring can be a challenging decision, but also an exciting time for many who see it as an opportunity to settle down and enjoy a slower pace of life. New retirees look for enjoyable hobbies to keep themselves productive during the transition into retired life because they realize the important role they play in experiencing [...] You Can Do, Just Go, Cheerleading Tryouts, Retirement Pension, Making The Team, Local Gym, Learn A New Language, Fun Hobbies, Level Up

8 Fun Hobbies You Can Do To Enjoy A Happy & Healthy Retirement

Retiring can be a challenging decision, but also an exciting time for many who see it as an opportunity to settle down and enjoy a slower pace of life. New retirees look for enjoyable hobbies to keep themselves productive during the transition into retired life because they realize the important role they play in experiencing [...]

Retirement planning isn’t just about money. Sure, you want to spend time making sure you have the means to take care of you and your loved ones through your retirement, but some considerations require a lot more than a calculator. Think about this: you’re retired. You have money in the bank, and you no longer [...] Preparing For Retirement, Retirement Planning, Love Style Life, Retirement Pension, Make Him Miss You, Time To Eat, Done With You, Money In The Bank, Stay In Shape

4 Important Lifestyle Factors to Consider When Preparing For Retirement

Retirement planning isn’t just about money. Sure, you want to spend time making sure you have the means to take care of you and your loved ones through your retirement, but some considerations require a lot more than a calculator. Think about this: you’re retired. You have money in the bank, and you no longer [...]

The retirement process can be overwhelming, but it’s also exciting to consider all the possibilities that are now yours for the taking. Here are five steps to get you on track to a fulfilling retirement. When it comes to imagining a happy and fulfilling retirement, you should try to understand what you want from your [...] Volcano National Park, National Parks, Retirement Strategies, Melbourne Travel, Stone Town, Serengeti National Park, Victoria Falls, Go Hiking, Travel List

5 Steps To Get You On Track To A Fulfilling Retirement

The retirement process can be overwhelming, but it’s also exciting to consider all the possibilities that are now yours for the taking. Here are five steps to get you on track to a fulfilling retirement. When it comes to imagining a happy and fulfilling retirement, you should try to understand what you want from your [...]

Retirement. The very word conjures images of carefree days spent doing…well, whatever you want. There’s nothing quite so blissful as the idea of finally being able to live life entirely on your own terms. Or is there? What many people aren’t prepared for is the emotional impact of retiring. Sure, our hearts are in it [...] Vieux Couples, Old Couples, Married Couples, Menopause, Leiden, Endocannabinoid System, After Life, Dating After Divorce, Love Spells

6 Tips for Emotionally Planning for Retirement

Retirement. The very word conjures images of carefree days spent doing…well, whatever you want. There’s nothing quite so blissful as the idea of finally being able to live life entirely on your own terms. Or is there? What many people aren’t prepared for is the emotional impact of retiring. Sure, our hearts are in it [...]

Can’t wait for retirement? You’re not alone. Early retirement has become a lot more common in the past decade. According to Statistics Canada, between 1987 and 1990, only 29% of people retired before the age of 60. By the year 2000, that statistic rose to 43%. While the age of 65 is still a common [...] Public Golf Courses, Best Golf Courses, Blockchain, Retirement Strategies, Golf Shop, Bone And Joint, Golf Lessons, Early Retirement, Best Player

6 Ways to Start an Early Retirement Strategy

Can’t wait for retirement? You’re not alone. Early retirement has become a lot more common in the past decade. According to Statistics Canada, between 1987 and 1990, only 29% of people retired before the age of 60. By the year 2000, that statistic rose to 43%. While the age of 65 is still a common [...]

Retirement is just around the corner, and you can’t wait. You imagine yourself enjoy time at home with no more work responsibilities, no more long commute, no more pointless boardroom meetings, and a load of free time to spend any way you’d like. Sounds pretty great, doesn’t it? It can be. The question is, how [...] Why Questions, This Or That Questions, Les Inventions, Innovation, Software Projects, Fight For Freedom, U Turn, The Upside, Home Ownership

8 Big Retirement Mistakes You Can Avoid

Retirement is just around the corner, and you can’t wait. You imagine yourself enjoy time at home with no more work responsibilities, no more long commute, no more pointless boardroom meetings, and a load of free time to spend any way you’d like. Sounds pretty great, doesn’t it? It can be. The question is, how [...]

What do your retirement years look like? If you’re like most people, you probably already have an ideal plan in mind. Maybe you want to travel more, either internationally or even closer to home. Or you’d like to spend more time with the family, spoiling those grandchildren and building all kinds of fantastic memories. Whatever [...] Sales Coaching, Keep Cool, Summer Bucket Lists, Venice Beach, Stunning View, Beautiful, Santa Barbara, Polarized Sunglasses, The Life

9 Critical Steps To Retiring Happy

What do your retirement years look like? If you’re like most people, you probably already have an ideal plan in mind. Maybe you want to travel more, either internationally or even closer to home. Or you’d like to spend more time with the family, spoiling those grandchildren and building all kinds of fantastic memories. Whatever [...]

As reported in The Globe And Mail, the Teachers Pension Fund underperformed its 10.7-per-cent benchmark by more than two full percentage points. During the pandemic, the bond-heavy portfolio provided a 8.6-per-cent return for the calendar year. A benchmark is a target. OTPP, the Ontario Teachers’ Pension Plan strives to achieve a 10.7% annual return. They [...] Who Is A Teacher, World Teacher Day, World Teachers, Teacher Name, Teacher Picture, Classroom Pictures, Pension Fund, Pension Plan, Teacher Inspiration

In The News: Teachers Pension Fund Gains, But Misses Benchmark

As reported in The Globe And Mail, the Teachers Pension Fund underperformed its 10.7-per-cent benchmark by more than two full percentage points. During the pandemic, the bond-heavy portfolio provided a 8.6-per-cent return for the calendar year. A benchmark is a target. OTPP, the Ontario Teachers’ Pension Plan strives to achieve a 10.7% annual return. They [...]

Earlier this month, The Globe And Mail reported that Canadian pension plans”keep booming” and are getting healthier due to high equity prices and rising interest rates. Two companies that measure Canadian plans’ funding were quoted, showing the growth in the first quarter: Aon PLC said “its measure of DB pension solvency in Canada increased from [...] Foreign Currency Trading, Retirement Pension, Stock List, Stocks To Watch, Pension Plan, Online Forex Trading, Stock Picks, Insider Trading, Online Paper

In The News: Defined Benefit Pension Plans Are Booming

Earlier this month, The Globe And Mail reported that Canadian pension plans”keep booming” and are getting healthier due to high equity prices and rising interest rates. Two companies that measure Canadian plans’ funding were quoted, showing the growth in the first quarter: Aon PLC said “its measure of DB pension solvency in Canada increased from [...]

Retiring can be a very stressful time. It’s a big decision that can impact all aspects of your life. There are so many decisions to make, like what to do with your assets, how to invest, how you want to spend your time, what you want to do in retirement, and what you think will [...] Canada Pictures, Canada Images, Free Pictures, Calgary, Immigration Canada, Government Of Canada, Whistler, Banff, What Is Canada

The Ultimate Canadian Retirement Planning Guide [2021]

Retiring can be a very stressful time. It’s a big decision that can impact all aspects of your life. There are so many decisions to make, like what to do with your assets, how to invest, how you want to spend your time, what you want to do in retirement, and what you think will [...]

Jon Hreljac (CPA, CFP, TEP), Retire & Estate Planning Services at Manulife Financial, shares a great presentation about the advantages and opportunities that come with taking the Commuted Value. Watch the video below. Ready to get started? Call 1-888-554-6661 to chat with Bruce. Great Presentations, Canada, How To Get, How To Plan, Solution, Get Started, Retirement, Watch, Clock

VIDEO: Jon Hreljac Explains Commuted Value Advantages

Jon Hreljac (CPA, CFP, TEP), Retire & Estate Planning Services at Manulife Financial, shares a great presentation about the advantages and opportunities that come with taking the Commuted Value. Watch the video below. Ready to get started? Call 1-888-554-6661 to chat with Bruce.

Let’s talk about retiring allowances. Some of you are being offered $40,000 to retire. How can you avoid paying tax on that income? There are 2 answers: If you have sufficient RRSP contribution room, just stuff the whole $40,000 in there. But you say: “I want to spend that money on a new [fill in [...] Retirement Advice, Retirement Age, Saving For Retirement, Retirement Planning, Retirement Benefits, Beach Pictures, Couple Pictures, Transition To Retirement, Alta Lakes

Two Ways To Minimize Tax on Retiring Allowances

Let’s talk about retiring allowances. Some of you are being offered $40,000 to retire. How can you avoid paying tax on that income? There are 2 answers: If you have sufficient RRSP contribution room, just stuff the whole $40,000 in there. But you say: “I want to spend that money on a new [fill in [...]

All right, you’re going to retire this year. Is the commuted value right for you? By that I mean, is your personality suitable to invest this large pension settlement? Here’s a story. A new client told me that she is new to investing. She is nervous about putting her commuted value into an investment fund. [...] Executive Interview Questions, Questions To Ask, This Or That Questions, Interpersonal Communication, Science Topics, Data Science, Motivational Quotes, Inspirational Quotes, Meditation Benefits

Is Commuted Value Right For You?

All right, you’re going to retire this year. Is the commuted value right for you? By that I mean, is your personality suitable to invest this large pension settlement? Here’s a story. A new client told me that she is new to investing. She is nervous about putting her commuted value into an investment fund. [...]

A common question we get here at Pension Solutions Canada is “When should you start taking your CPP or OAS?” First, you will receive the maximum CPP if: You contribute the maximum for at least 39 years You start CPP at age 65. So, at what age is best for you? Consider this: CPP drops [...] Elder Holland, Time Management Techniques, Management Tips, Project Management, Quotes Arabic, Islamic Quotes, Padre Celestial, Gene Therapy, Time Series

When Should You Start Taking Your CPP or OAS?

A common question we get here at Pension Solutions Canada is “When should you start taking your CPP or OAS?” First, you will receive the maximum CPP if: You contribute the maximum for at least 39 years You start CPP at age 65. So, at what age is best for you? Consider this: CPP drops [...]

The RRSP is pretty much the only tax shelter for salaried employees. You can’t write off your gas or your office in the house, but you can ‘write off’ contributions to your RRSP or spousal RRSP to reduce your taxable income. Ideally, you contribute to the RRSP when your income is high. You withdraw when [...] Traditional Ira, Tax Accountant, Income Statement, Financial Statement, Roth Ira, Income Tax Return, Internal Revenue Service, Accounting Services, Federal

Tax Saving Tips With Your RRSP

The RRSP is pretty much the only tax shelter for salaried employees. You can’t write off your gas or your office in the house, but you can ‘write off’ contributions to your RRSP or spousal RRSP to reduce your taxable income. Ideally, you contribute to the RRSP when your income is high. You withdraw when [...]