How to Pay Off Debt Quickly, even with a low income - If you want to pay off your credit cards or student loans but don’t think it’s possible, read this first. It’s a step-by-step guide for how to be debt free, including ways to save money, how to do a debt snowball, tips for following Dave Ramsey’s baby steps, and inspiring stories of families who are finding ways to reach their debt payoff, all from a real mom who’s actually done it, so you can too!