We all want to get a good deal on expenses like car insurance. A number of factors affect the annual premiums for car insurance. These include the climate, the number of motorists on the roadways, the public transportation system in the area, the crime rate, as well as the number of uninsured drivers in the area. Interested in learning which US cites offer the cheapest premiums? Read through the top 13 US cities for cheap car insurance. How does your city compare? 13. Albuquerque, New Mexico ...